A title loan is a loan that you can get using the title to your vehicle as collateral. A title loan is a short-term loan used to deal with unexpected emergency situations.
If you own a vehicle with a lien-free title and can provide your driver’s license or state-issued I.D. then you qualify for a title loan. The amount of the title loan will be dependent on the condition and value of your vehicle. Here are the steps you can take:
Take your vehicle to the licensed vendor location nearest to you. Be sure to bring the vehicle’s title.
A loan representative will quickly inspect your vehicle while you are filling out the application.
Based upon your cash needs, value of your vehicle, ability to make payments on the loan and any state laws, a loan representative will help you get qualified for the right title loan amount.
Once you have been approved for a title loan, you will receive the cash you need and be able to continue driving your vehicle. All of this takes as little as 30 minutes.
All of your title loan’s terms & conditions will be explained to you and reviewed at your local title loan store. The title loan store representative will go over any interest rates or fees that may apply to your title loan before signing the title loan agreement.
No, you are not required to have an open bank account in order to take advantage of the benefits of a title loan.
Absolutely! Your credit, whether it’s good or bad, has no effect on the title loan process.
If you don’t have your driver’s license then a valid state photo I.D. is acceptable.
The legal age requirement is dependent on state law. Each state has different laws regarding the legal age requirement for obtaining a title loan. In most states, 18 is the minimum age requirement.
Yes, of course! You keep you car.
The value of your vehicle is based on the value as stated in a nationally recognized pricing guide, and the condition of the vehicle, as determined by a physical inspection.
To find a title loan store closest to you, please use our website’s store locator.
A lien-free title is a title that is completely paid for. In other words, you are no longer required to make monthly payments on your vehicle.
To get started, simply fill out and submit our online form. One of our prompt and friendly customer service agents will contact you shortly after you’ve submitted the online form.
You can be approved for anywhere between $300 to $10,000. The actual amount that you’ll be approved for will be determined upon the inspection of your vehicle.
Your vehicle must be under your name in order for you to be approved for a title loan. To change the name on your vehicle’s title, simply visit your local DMV.
The frequency allowance for title loan approvals will vary between states. Please consult your local title loan store representative for more information.
FastTitleCash can help you get up to $10,000 today! It only takes a matter of minutes to get the cash you need.